Royal London has launched an inheritance tax (IHT) hub designed to support advisers in preparation for pensions coming into the scope of IHT from April 2027.

The digital resource aims to help advisers through client conversations as IHT becomes an increasingly prominent topic in an evolving market.

The pension provider said that recent changes in the financial landscape had put IHT into the spotlight, leading to widespread discussions and the need for practical guidance.

Research from Royal London highlighted the concerns around IHT in the UK, with three in 10 adults expecting to be affected by the planned IHT changes coming into effect from April 2027.

Royal London said its IHT hub would bring together practical content across both pensions and protection, consolidating information into a single location.

The hub’s features included articles and insights on IHT planning, guides covering pension and protection solutions, tools and resources to aid client conversations, and updates on policy developments and market changes.

“IHT has become a contentious issue as a combination of frozen thresholds, soaring asset values, particularly property, and major upcoming reforms has transformed it from a tax on the very wealthy into a levy that affects an increasing number of families,” said Royal London tax expert, Clare Moffat.

“The prospect of pensions being subject to IHT is driving more people to seek expert advice and consider options like gifting and life insurance to reduce potential bills, and as such advisers are facing more questions than ever.

“Since last year’s Autumn Budget, IHT has been a concern for an increasing number of families.

“It’s clear that there’s a real concern among clients about these significant changes and a need for an information hub to support advisers.

“By making everything advisers need available in one place, we aim to help them strengthen their proposition and deliver even better outcomes for their clients.”

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